Payment Policy

Effective Date: January 7, 2025

At Snooktopin, we are committed to providing a seamless and secure shopping experience for all our customers. This Payment Policy outlines the terms and conditions regarding the processing and handling of payments made on our website (www.snooktopin.com). By making a purchase, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We accept a variety of payment methods to accommodate our customers’ preferences. The available payment methods are:

  • Credit/Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover. Payments made using these cards will be processed securely through our payment gateway.
  • PayPal: We accept payments via PayPal, providing an additional layer of security and convenience for our customers.
  • Other Payment Methods: Depending on your location, other payment methods such as Apple Pay, Google Pay, or local payment systems may be available at checkout.

Please note that all payments must be made in US dollars, regardless of your location.

2. Payment Security

At Snooktopin, we prioritize the safety and security of your payment information. Our website utilizes SSL encryption technology to protect your sensitive data during transactions. This ensures that your personal and financial details are securely transmitted over the internet.

We work with trusted third-party payment processors to handle your payment transactions. All payment information is processed in accordance with industry standards to ensure the security of your financial data.

Please Note: Snooktopin does not store your full payment details, such as credit card numbers, for security purposes. We rely on secure third-party payment processors for these transactions.

3. Payment Authorization

By submitting a payment, you are authorizing Snooktopin to charge the selected payment method for the total amount of your order, including the cost of the products, applicable taxes, and shipping fees.

All payments are subject to verification. We reserve the right to verify the payment information provided, including verifying the billing address and credit card details. If any discrepancies are found, we may contact you for additional verification before processing the order.

4. Order Processing and Payment Verification

Once your payment has been authorized, your order will be processed. However, if there are any issues with payment verification (e.g., declined payments or missing information), we will notify you promptly via email or phone. In some cases, we may need you to provide additional information to complete the transaction.

If payment issues cannot be resolved, your order may be canceled, and you will be notified accordingly.

5. Payment Authorization Holds and Pre-Authorization

When you place an order, a temporary authorization hold may be placed on your payment method to ensure sufficient funds are available for the purchase. This hold is not an actual charge, but it ensures that the funds will be available when we finalize the payment.

Once your payment is processed and your order is confirmed, the authorization hold will be released, and your payment will be charged. Depending on your bank or payment processor, it may take several days for the authorization hold to be lifted.

6. Currency and International Payments

All prices on our website are listed in US dollars. For international customers, the exchange rate and any additional fees (such as currency conversion fees) are determined by your payment provider. Snooktopin is not responsible for any fees associated with currency conversion or international payments.

When making an international payment, please ensure that your payment method supports foreign transactions. You may also be responsible for paying customs duties or taxes, depending on your location.

7. Fraud Prevention and Security

We take fraud prevention seriously to protect both our customers and our business. To ensure the security of our transactions, we use advanced fraud detection systems that monitor payment activities for unusual patterns or high-risk activities.

In some cases, we may contact you to verify your payment details or request additional documentation if our system detects suspicious activity.

If we believe that a transaction may be fraudulent, we reserve the right to cancel the order and block the associated account.

8. Failed or Declined Payments

If your payment fails or is declined, your order will not be processed, and you will not be charged. You will be notified of the issue, and you may attempt the payment again using a different method.

We strongly recommend that you double-check the details of your payment method, including billing address and card information, to avoid payment issues. If problems persist, please contact our customer support team for assistance.

9. Refunds and Chargebacks

In the event that a refund is issued, the amount will be credited to the same payment method used for the original transaction. Refunds may take up to 7-10 business days to appear on your statement, depending on your payment provider.

If you file a chargeback or dispute a charge with your bank or credit card provider, Snooktopin reserves the right to investigate and take appropriate action. This may include reversing the chargeback or canceling future orders from your account.

10. Changes to Payment Policy

Snooktopin reserves the right to update this Payment Policy at any time. Any changes will be posted on this page, with an updated “Effective Date.” Please review this policy periodically to stay informed about any updates.

11. Contact Us

If you have any questions or concerns about this Payment Policy, or if you encounter any issues with processing your payment, please contact us: